[转发]金融危机的过程（成人版）

  
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 80.3pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 5.0; mso-line-height-rule: exactly"><b><span style="FONT-SIZE: 16pt; FONT-FAMILY: 宋体">金融危机的过程（成人版）</span></b><span lang="EN-US" style="FONT-SIZE: 16pt; FONT-FAMILY: 宋体"><?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p></o:p></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-line-height-rule: exactly"><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">&nbsp;<o:p></o:p></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">一男赶集卖猪，天黑遇雨，<span lang="EN-US">20</span>头猪未卖成，到一农家借宿。少妇说：家里只一人不便。男：求你了大妹子，给猪<span lang="EN-US">1</span>头。女：好吧，但家只有一床。男：我也到床上睡，再给猪<span lang="EN-US">1</span>头。女：同意。半夜男与女商量，我到你上面睡，女不肯。男：给猪<span lang="EN-US">2</span>头。女允，要求上去不能动。少顷，男忍不住，央求动一下，女不肯。男：动一下给猪<span lang="EN-US">2</span>头。女同意。男动了八次停下，女问为何不动？男说猪沒了。女小声说：要不我给你猪<span lang="EN-US">…… </span>天亮后，男吹着口哨，赶着<span lang="EN-US">30</span>头（含少妇家的<span lang="EN-US">10</span>头）猪赶集去了<span lang="EN-US">……<o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">哈佛导师评论：要发现用户潜在需求，前期必须引导，培养用户需求，因此产生的投入是符合发展规律的。<span lang="EN-US"> <o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-line-height-rule: exactly"><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">&nbsp;&nbsp; <o:p></o:p></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">另一男得知此事，决意如法炮制，遂赶集卖猪，天黑遇雨，<span lang="EN-US">20</span>头猪未卖成，到一农家借宿。少妇说：家里只一人不便。男：求你了大妹子，给猪<span lang="EN-US">1</span>头。女：好吧，但家只有一床。男：我也到床上睡，再给猪<span lang="EN-US">1</span>头。女：同意。半夜男与女商，我到你上面睡，女不肯。男：给猪<span lang="EN-US">2</span>头。女允，要求上去不能动。少顷，男忍不住，央求动一下，女不肯。男：动一下给猪<span lang="EN-US">2</span>头。女同意。男动了七次停下，女问为何不动？男说：完事了～～～女：<span lang="EN-US">...... </span>天亮后，男低着头，赶着<span lang="EN-US">2</span>头猪赶集去了<span lang="EN-US">...... <o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">哈佛导师评论：要结合企业自身规模进行谨慎投资，谨防资金链断裂问题。<span lang="EN-US"><o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-line-height-rule: exactly"><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">&nbsp;<o:p></o:p></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">又一男得知此事，决意如法炮制并吸取教训，遂先用<span lang="EN-US">1</span>头猪去换<span lang="EN-US">1</span>粒伟哥，事必，天亮后，男吹着口哨，赶着<span lang="EN-US">38</span>头（含少妇家的<span lang="EN-US">18</span>头）猪赶集去了<span lang="EN-US">……<o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">哈佛导师评论：企业如果获得金融资本的帮助，自身经营能力将得到倍增。<span lang="EN-US"><o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-line-height-rule: exactly"><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">&nbsp;<o:p></o:p></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">知道此法男多，伟哥供不应求，逐渐要<span lang="EN-US">2</span>——<span lang="EN-US">3</span>头猪换<span lang="EN-US">1</span>粒伟哥。<span lang="EN-US"><o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">哈佛导师评论：这就是通货膨胀。<span lang="EN-US">&nbsp; <o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-line-height-rule: exactly"><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">&nbsp;<o:p></o:p></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">当猪价格涨到<span lang="EN-US">16</span>头一粒的時候。<span lang="EN-US"><o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">哈佛导师评论：该男已经进入边际成本，除了拥有对自身能力的自信和未来良好愿望以外，实际现猪流已经为零。<span lang="EN-US"><o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体"><o:p>&nbsp;</o:p></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">但换猪男越来越多，卖伟哥的决定，扩展生产能力，推出一种次级伟哥，如果你缺一头猪，只要你承诺可以到该女房中一夜，就可以先借，事成后补交猪款，这个方法大大促进了伟哥销售。<span lang="EN-US"><o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">哈佛导师评论：这就是贷款，让企业可以根据未来的收益选择借支流动资金。<span lang="EN-US"><o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-line-height-rule: exactly"><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">&nbsp;<o:p></o:p></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">伟哥专卖店后来在即使你一头猪都沒有，只要你承诺可以到该女房中一夜，就可以先借，事成后补交猪款。<span lang="EN-US"><o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">哈佛导师评论：这就是金融创新，让现在的人花未来的钱，反正等你老了，未来的钱你也花不动。<span lang="EN-US"> <o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-line-height-rule: exactly"><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">&nbsp;<o:p></o:p></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">消息一出，换猪男越来越多，有人找伟哥专卖店，这个项目太好了，我们把它变成优质基金，对外销售债券，你们也就可以分享我的收益，如何？结果伟哥专卖店觉得甚好，于是该公司把换猪男分三类：一类是拿现猪换的，一类是一部分现猪贷的，一类是完全沒有现猪借的，发行三种债券。大家踊跃而上。纷纷购买伟哥专卖店的债券，伟哥专卖店生意太好，就把债券销售外包给另外一家公司运作，该公司也一并大发其财，公司越做越大，甚至可以脱离实际伟哥销售情况来发行，给自己和伟哥专卖店带来巨大的现金收益。<span lang="EN-US"> <o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">哈佛导师评论：这就是专业的人做专业的事，从实体经营到资本运作，经济进入了更高的层次。<span lang="EN-US"><o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-line-height-rule: exactly"><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">&nbsp;<o:p></o:p></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">为了防止自己债券未来有损失，该公司决定给它买上保险，这样债券销售就更容易，因为一旦债券出现问题，还可以获得保险公司的赔付，哇，债券公司销售这下子太好了，保险公司也获得巨大平白无故的保险收入。<b> </b><span lang="EN-US"><o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">哈佛导师评论：这就是风险对冲，策略联盟，提高了企业的抗风险能力，也保护了消费者利益。<span lang="EN-US"><o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; MARGIN-LEFT: 27.95pt; TEXT-INDENT: -14pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: -1.0; mso-line-height-rule: exactly; mso-para-margin-left: 1.33gd"><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体"><o:p>&nbsp;</o:p></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 27.85pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 1.99; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">换猪男太多，排长队等待，该女无法承受，说老娘不干了，我搬家。一時间有无数拥有伟哥的欠猪男。<span lang="EN-US"> <o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">哈佛导师评论：这是个別现象，属于市场的正常波动，不会影响整个经济。<span lang="EN-US"><o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-line-height-rule: exactly"><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体"><o:p>&nbsp;</o:p></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">结果该女迟迟不肯搬回。一部分欠猪男沒有收入，只好赖帐，结果大量债券到期无法换现猪契，债券公司一看，一粒伟哥<span lang="EN-US">16</span>头猪，这哪里还得起，宣布倒闭。<span lang="EN-US"><o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">哈佛导师评论：这是次贷危机，不会影响整个金融行业。<span lang="EN-US"><o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-line-height-rule: exactly"><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体"><o:p>&nbsp;</o:p></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">哪里晓得债券公司还把债券上了保险，保险公司一看，这哪里赔得起，于是也宣布要倒闭。<span lang="EN-US"> <o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">哈佛导师评论：这是金融危机，还不会影响整个实体经济。<span lang="EN-US"> <o:p></o:p></span></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-line-height-rule: exactly"><span lang="EN-US" style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">&nbsp;<o:p></o:p></span></p>
<p style="TEXT-JUSTIFY: inter-ideograph; TEXT-INDENT: 28pt; LINE-HEIGHT: 20pt; TEXT-ALIGN: justify; mso-char-indent-count: 2.0; mso-line-height-rule: exactly"><span style="FONT-SIZE: 14pt; FONT-FAMILY: 宋体">后文：据说该女已搬到某国定居。<span lang="EN-US"><o:p></o:p></span></span></p>&nbsp;&nbsp;

很强悍的解释方式

哈哈....这个方式解释得很牛B...

[em58]

[em62]呵呵

[em55]

KAO~~~~~~~~~~~~~~~~~~~~~~